It is a goal of mine, I know I want to do it, but fear and the general reservations are holding me back.

What about;RefinancesLOC’sCap ExRepairsSelling gainsSelling costs Legal feesYour examples are really over simplified and I fear are leading new investors to look at deals from a linear lens.

One of my biggest fears is simply getting started.

The tenant needs to be in communication when an issue arises and should not fear punitive action.

I think for most people, fear is what stands in the way of their first investment.

Start: Too many people are pinching pennies and are being to paralyzed by fear or doubt.

Divide lot and pay 150k to put a nice studio apartment/ADU that I can rent for $1500Now I have $3100/mo income on about 250k down but the primary house is just asking for crack dealer type renters.My fear here is how you push an old house long enough to get the value out of it! 

Thank you 😄Great job pushing through the fear of buying your first investment property. 

I'll second and reemphasize what @Walter Key shared as it is exceedingly important to know when you'll building your numbers (especially with OPM). . . banks are skittish in general, but for the better part of the last 12 months they have been ultra-conservative and fearful. 

Too many people become frozen and don't act because of fear and uncertainty.