So even your target "type" of property can vary based on the "where" in the equation.  

But the equation is easier than all that.

I would not bring offshore trusts into the equations unless we are talking about millions.

It equates to 60% down and a builder buy down of the rate plus closing help and it would still look like a bad investment to an outsider who didn’t know about the $100k in taxes I saved. 

I wouldn't always use the money equation either.   

I haven't gotten a exact answer so far, but was told that I need to have a paper trail of 2 months time, showing that I have saved in my bank account (   6 months worth of house payments ) So, since I have 1 and half months still to go, before I hit the 2 month mark  ( as I've been putting money into an account ), I still haven't gotten an exact answer , as to how much house I will be able to qualify for, and in turn, what that amount of house will equate to, in terms of my monthly House payment ( PITI )So here is my current financial status/stats, can someone please give me an estimate of what I'm likely to qualify for ( $100,000 , $90,000 , $80,000 , $70,000 ) ?

There was an equation he uses but I can't remember what it is and I don't have his book.

I do agree above that $100k of gross taxable income should equate to some smaller number of taxable income after standard deduction, etc.. 

YOu will find in KC market as much new construction as PDX market.. and price points somewhat lower per sq ft but that equates to cost of land and developing the land. 

It is the same as not factoring in your down payment, just the loan amount when you run a ROI equation on a rental property.