On the buy side, if a seller refuses to sign the release enabling that EMD to get sent back to you, small claims court is usually the next step.

You need the originator of the note to service it. since they are splitting the monthly payments out to the individual fractionalized portions / investors. 

I don't know if Zelle has a way to stop accepting payments for individual users but that may be a solution for you as well.  

If you have a partnership, you may have a partnership filing obligation by this upcoming March 15.Once the partnership return is completed, a K-1 will be distributed by the partnership to the partners which will then be used to complete their individual tax return.Best of luck.

From those remaining options I'd research each individually and make a decision about next steps from there. 

Last time I heard privacy is not something required for protecting individuals or class or anything like this; there are areas or spaces where must be private (i.e. bathrooms). 

They are not traditional and if you end up with an individual lender that has not done one before, there is unfortunately an unreasonably high probability they won't get it done in time.Just do a Google search of credit unions and local / regional banks in your city.

I will definitely make them get renter's insurance and won't install the Wifi-enabled thermostat and the Ring doorbell.I would assume you make the tenants show proof they have renter's insurance every year then? 

@Amanda Polton, Amanda you’ve had several individuals provide very insightful responses to your question.

Look at current market rents per ft compared to those tenants individual box unit space size.