Hello Bigger pockets, I'm trying to strategize on how to save for a house and understand my options. However, I'm 4 months away, and every lender I try wants me to run a full application.  I'm wondering if anyone out ...

What are your thoughts given the numbers and what route may be the best to go, as well as how that compares to other larger institutions and their loan options.In order they are:1)  3% down, prepaid mortgage insurance, single family.2)  3.5% down, FHA, 1-4 unit.3)  0% down , Utah housing NO PMI loan, single family.4)  5% down, prepaid mortgage insurance, 2 unit.I don't think I can come up the the 5% down but if it seems like the best viable option I may be able to squeeze it. 

I was never trying to compare a commercial loan to a tradtional residential loan.

I’m looking to compare say 25 cities against a dozen or so criteria such as population growth, job growth, job mix and so forth. 

That section of floor is FREEZING compared to the rest.

I find that I have differing considerations when I build for myself compared to when I am building a spec home.

If you aren't familiar, Rentometer can help you compare properties in your area that are similar to yours (sq ft, ammenities, building type...) to be sure you are priced competitively.

Just trying to gather some thoughts and figured I wouldn't be the only one with this question on my mind so here it goes..I have two deals under my belt and my feel/opinion lately, compared to last year, is that I have a tiny bit more confidence in the overall market down here in but honestly still have a good bit of above average hesitation when it comes to fully going through with a deal. 

Compared to an IRA, Solo 401k contribution limits are roughly 10 times higher and there is no custodial requirement for the 401k.

It is a powerful legal document that needs to be enforced by the proper authorities, which in this case is the sheriff.