You don't get the kind of returns we get investing in RE with zero risk.

A developer or large scale multi-family investor might have concerns that could be addressed by such a strategy, but I just don't see where the average investor who is conservative (buys smart/makes sensible profit projections) and diversified (not all the eggs in one basket) would need this kind of complex "hedge" for their investments.Your example is "a home" for a "sale close in 9 months" and that sounds like one big project and all of your eggs are in one basket.

Mike, what kind of terms are you seeing from your local bank?

I went to costa rica a few weeks ago and had a great time.But really it depends on you. its kind of like asking what car should I get.

That pretty well means that it is impossible for mankind to devise any method, system, program, arrangement or agreement of any kind that allows credits or reduces the fair market value that may lead to any purchase of residential property by an owner occupied buyer.

If you've done your due diligence and you're cautious, it's hard to take that kind of beating.

@Page Huyette I fully appreciate the kind of smart buying that @Ben Leybovic uses and his opposition to "buying equity" on multifamily properties, but I think that concept is misapplied here.

But it depends on what kind of note it is, commercial RE, with or without inventory or business assets, residential, 1st, 2nds, performing, non-performing, slow pays, guarantors of any kind, cash loans or funded with equity based on a sale.Notes are more involved than RE, RE is only part of notes as the collateral.

I think the point @John Rooster was trying to make is 'what kind of transaction does the $8K represent?'

I can say that flat fee brokers are probably not popular with full commission brokers, so you'll hear all kinds of misinformation. :)