If you go directly t the seller's (listing) agent, they might reduce, not split, their commission, but they do not represent you.

I manage the bulk of my SFRs now and one bad tenant is more work than 5 decent ones.

From the studies that I've done since investors are such a big part of the market, shutting them out has reduced prices in those HOAs by as much as 20%.

Paying the 25k back reduced the $4k.

Properties can sit vacant unrented for extended periods, and not only requiring the PMs to offer free rent periods and reduced rent but worse still your property could then be vulnerable to theft which unfortunately happens a lot.

We can often reduce our cost by switching carriers every year or two.

I don't know will this really reduce the possibility like 2007 but too much trouble for the buyer.

This will reduce the brain damage of trying to do separate loans on them.

@Corey DemuthThe only way to reduce FHA MIP is to put a minimum of 10% down, then it will be on the loan for the first 11 years instead of life.

I've heard of instances where a buyer negotiated with lien holders to pay off a reduced amount of the debts upon settlement.