If you don't give a reason, you are leaving it in the air for the person to make up their own assumptions about why they were rejected, and most times they assume its because of those categories in the protected class.

When you look at your BP Calculator for the deal, will you have built equity over 5 years with conservative appreciation assumptions for your market and tenants paying down your principal?

Estimating repairs is a difficult thing I've been doing research on it but there is no exact science. does anyone have any quick idea on how to estimate repairs.my assumptions arebasic bathroom 4500 to 6000kitchen 5000 to 7000Roof 4500 to 7000electrical upgrade  3500 to 5000Hvac 4500 to 6000Windows 200 to 350 a piecere-doing entire plumbing  3500 to 5000Please if you have an better idea people rein in on this, i am new and these are just assumptions. 

I am looking for information on the process of buying commercial assets using "subject to" financing. Is there anyone in here that has done these? If so, where should I look to for education on the process?Thanks in a...

Jon,I appreciate your insight but you're making assumptions that are incorrect.

There is an assumptions department.

The insurance company bases this tiered cost on the % of Building Replacement Cost insured.In your example, if your duplex is 2,000 sq/ft and the 4 plex is 4,000 sq/ft, then your assumption is correct. 

@Peter XiaoI have no idea what is going to happen with ratesI will keep buying on the assumption that I will never be able to refinance, and I will make sure deals pencil out based on the rate I lock

Basis of my assumption: My house was $320,000 in 2020.

I would operate under the assumption that the high desert is a short-term friendly location and the regulations that have been put into place were put into place to protect the investment of short-term rental property owners, the tourists, and full-time residents alike.