I am Abigail and I am looking to become a creative real estate investor in the Central IL area.

Maintenance and repairs typically range from 5-7% of rental income, compared to the standard 10%, as new builds have fewer immediate issues.

Any special caveats to include/exclude in the insurance coverage as its a rental property?

And if so, as I'm paying down the original primary residence HELOC, in the future, can I use it again to purchase a rental investment?

Ive seen the good...and the bad...and there are more people out there than ever trying to scam.

Had the help of David Armenta of Armenta Realty, who walked us through the process and taught us the importance of our first home purchase.

The cherry on top is that one of the tenants is choosing not to renew as of 10/31.

Ideally, this would be someone with a strong reputation and a proven track record in full-scale renovations, along with in-depth knowledge of the Pittsburgh market.If you have any recommendations or advice on contractors who fit this description, I’d love to hear from you!

The company has a points-based system, where members receive a certain amount annually, and they can then bank those points for up to a year and use them to reserve time at various resorts around the world.I have been dragooned into assisting them with defraying timeshare costs by trying to figure out how to rent out the unused points so that they don't go to waste, before I dive into this myself, I wanted to find out if anyone else has experience with vacation rentals with this set-up.

I can't wait for the next one and to share my experience for anyone who is interested.