You responding to my post solely soley to try overly hard to be negative on an otherwise educational post is just odd to me. 

 @Jonathan Quesadilla Anything I post will just be compounding on what others have touched on.

I walked the property but it was full of tenants stuff so hard to see much of the walls and what not.

It's an area I don't actively recommend STR as it does have usage limitations (duration restrictions between guests) but it's primarily a second home getaway and will transition to full time vacation rental down the line.

I have been eyeing a property that is listed as a fairly new mobile home sitting on almost a full acre, checked out tax records etc and the land does belong to the seller.

Originally posted by @Tommy F.

On you ADU COC you used full rent income.  

@Manny Vasquez  - Please message me with the answers to my follow up post above until I am unspammed by BP to get started.

That said, I would probably take this post down.

Often, I have borrowers make an LLC during underwriting so they can protect themselves post-closing.