I've also calculated the effects to a sale for her if she chose not to go with myself, hold the property, and go with a more traditional listing and sales commission at 6%.

However, looking at the current investment landscape, traditional options appear pretty limited.

Our houses don't follow biggerpockets "traditional rules" because of are area, living situation as goals!

The traditional bank financing market only services about 19% of the population at this moment in time. 

White with the green is a traditional color scheme.A rich gray color with white trim, and gray roof would look really nice.

Christian Marin I'm from Panama City, but have picked up 3 houses in Deltona just off Mls but wish to expand toward Kissimmee nicer newer single family or multi.

Previously I have purchased my properties with traditional financing 20% down.  

It's usually used when the buyer can't afford a down payment or can't secure traditional financing.The advantage to the seller is they receive a steady income stream at a higher rate than if their money were sitting in a bank, assuming the buyer doesn't default, of course.I believe there are several people on BP who are very active in seller financing and feel that's it's more lucrative than investing in rentals.

Unless you plan to live in one of the units, in which case you have to deduct the rent of that unit from the income, you will need to put 25% down for any traditional financing.

Let's say one has savings in both their traditional IRA and mutual/index funds.