@Nestor Rodriguez so you want to live next to someone that doesn't work, sits home all day smoking weed with their troublemaking friends and attracting other lowlifes?

Typically, you can get a comparable rate on a DSCR by paying for it with some combination of points and fees up front.

I document heavily with photos before they occupy, I take photos during every walk-through inspection, and I document what condition they leave it in at move-out. 

I attended one of their events, and it truly seems like a great solution with very few drawbacks......eventually.

With this being my first apartment deal I am more unsure about underwriting this type of deal and was hoping to get somebody who is more experience in multifamily to look at the proforma, T12 profit and loss, and rent roll to tell me if I'm missing something or to let me know of things that I should be looking out for.

Office suites instead of strip malls with signage and frontage depend on the avatar of the area and whether there is a highest and best use.

However, this must be paired with a dedicated and robust negative keyword strategy to prevent your ads from appearing for keywords that ARE NOT RELEVANT to your investing business.For the sake of this example have a look at this attached picture below:In this picture you can see that this ad shows up on the keyword “House for sale near me…” which is not something a seller would search for (not to mention a distressed seller).

I’m looking at private lending to flippers with a line of credit or using a line of credit to put a down payment on a new cash flowing property (which is extremely hard for me to find right now) but with a line of credit as a down payment I would be financing a new property at 100% at unfavorable rates.

LLC with S-corp election saves you the double taxation, you can put yourself on payroll as a W2.

You said you could go the conventional route and try to get the maximum a bank will let you get on a cash out, however there's different stipulations with a bank cash out refi than a HML.