Her fear was that the hospital would unexpectedly cancel the contract in the middle and she would be stuck with a big loss of $$.

I would just have someone on backup to help just in case you can't take care of it unexpectedly.

If you can get protection on the downside and you have to sell unexpectedly, then you can reduce or even eliminate your loss. 

Like the old living rooms that only had a switched outlet for lighting.

What you have to worry about is if in 5-10 years value take an unexpected drop now your holding overpriced real estate and we went through that in 2008.

Consequently, my friend as the property manager, found a tenant that was a serial evictee (problem #2) - and apparently did not do a background check when she moved in summer 2022 (because when i looked up her name recently, i found the recent eviction 12/21 in less than one minute).My friend collected the rent for a few months and looked like everything was going well.Then he had to have a major operation unexpectedly this year, during which time, the tenant took advantage, stopped paying, and eventually filed for bankruptcy protection.

With 80/20 financing on ~$1M, you still have $100k for various and unexpected expenses.

I've had break ins, doors kicked in, windows broken, wiring stolen out of the wall, landscaping missing, squatters, crack pipes and crack pots, dog bites, people talking to non-existent listeners, lots of people with all of their worldly possessions in stolen shopping carts passing by, extension cords thrown over the fench and attached to my outside outlet, hoses attached to my water, refrigerator stolen, shootings, lots & lots of helicopters overhead, and I've gotten to know a few Phoenix police on a personal basis.

Expectations for sales volume are are, from 6.5 million to 6.8 million - so another record year by every standard, unless something totally unexpected happens.

Running wire from outlet to outlet along the inside of the wall is a pain in the socket but can be done in essentially the same way.