It also sounds like insurance won't cover this sort of thing, and since the renters generally won't have any assets anyway the landlord just gets saddles with a 20k+ bill plus lost rent.How do you guys sleep at night?

If it's a morale thing do what let's you sleep better.

Why can't people just be real these days instead of all the smoke and mirrors.I don't know how they can sleep at night.Many people have been convicted and in prison for filing BK and hiding assets.I posted a story of a broker in GA who is serving time in prison for this.

When you go to sleep tonight pray that the home burns down !!

A stock market investor asked JP what he should do about his stock holdings because they were causing him to lose sleep.

Having said that, if you aren't able to sleep at night because of your debt, you may want to pay it off first.

Sleep on the idea a few nights, go over everything you've been presented, and do your homework as well.

Personally, I sleep better at night knowing I have protection from both an LLC and an umbrella insurance policy.

You'll sleep easier.

Most people do make the beds they sleep in one way or the other.IMHO, often times "helping" someone with a sad story who won't help themselves is unfortunately a way to keep them weak and dependent.