That one lender you connected with does not operate as all others; yes it is multifamily but yes it is also owner occupied.  

I pay 6% interest only on free-and-clear houses, and have also taken over mortgages, subject to the existing financing.A rental ought to be on your tax returns for 2 years before lenders use the extra money as income.  

It would be seen as a rate and term transaction, and your client would have to pay lender fees, third party fees and escrows.

does ACRE have a review online?

That has nothing to do with any liens or loans attached to the property--they still stick to that property.To learn more, speak directly to a VA mortgagee/lender or mortgage broker about how to assume the loan and how/if you can absolve the current borrower from any liability.Keep investing and moving forward!

Work with your lender on going back to the appraiser, noting material defects with the report, and also pushing back on the comparables that they used.

Your reviews need to be as positive as possible.

NEVER HAVE I SEEN SUCH A CONCISE WAY TO REVIEW THIS TOPIC.It confirms what I have what I have been saying for many years.Please take a look:http://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html?

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I have been reading through the reviews.