It is a law that addresses public accomodations, nit residential real estate.

Or find a friend that will loan you the down payment - and work the the seller - or if you have a job and credit and no job - use a loan program that allows gifted funds to close (owner occupy loan).

You signed it at the closing table before a notary public.

So large, national, publicly traded banks are out. 

I think if you are buying real estate from the general public it doesn't sound great.Ninja can be associated with being sneaky and assassins.

Any lender in Dallas/Austin Texas area can help me if there are any programs that is okay to sell my property that is not own free and clear? 

@Brandon EllisThere are major limitations in coverage under the Federal Flood Insurance program that may affect your decision. 

@Ronald Rohde Many in the general public are bilingual these days, but because of the language barriers, there is a greater possibility of some sectors of the general public being preyed upon.However, as was suggested earlier in this thread, I don't the problem is nearly as big in Texas as it used to be.I've run into it from time to time here in Arizona and I know several years ago I talked with the AZ Dept of Real Estate about my experiences with one licensee who they said had a known history of preying upon the Hispanic sector of the population in the Phoenix area

Zillow and instant value sites like it only go off of outdated public data.

CALL TO ACTION The screening criteria and security deposit ordinances proposed by Commissioner Eudaly (30.01.086 and30.01.087, respectively) are scheduled for public hearing this week:Public Testimony will be heard on Thursday April 4th at 2:00 PMPORTLAND CITY COUNCILCity Hall – 1221 SW Fourth AvenueFor additional information visit:https://www.portlandoregon.gov/auditor/26997