she told me she was doing research and fighting a lot to get me the HELOC (hate loan officer when they play the heroes when they are just doing their job, no all of them)are Bank or Credit  union promoting very low rate Heloc to attract customers bit most them don't qualify?

., TV commercials, radio ads, motivated seller websites, SEO, pay per click/adwords, facebook, Linkedin, Youtube, and other forms of online advertising and boosted/promoted social media postings.Bottom line is integrity and consistency.

Has anyone done section 811 tenants (mentally challenged).

I have always wanted to get into real estate, but my job has the possibility of moving frequently for promotions which I’m about to do soon.

I like Lucas's matter of fact mentality.

I’ve seen several businesses promoting a form of micro flipping.

I completely respect the position of @James Carlson and those like him who promote "reasonable" regulations (and usually don't disagree), but they usually portend further regulations. 

I would also suggest you tap into your RRSP and find a mortgage agent that has access to different lenders that promote to FTHB. 

What's important is the experience and overcoming the mental blocks of thinking it's tough or scary to do a deal. 

I'm at about a dozen properties that I've tried to make work that have fallen through, so mentally prepare yourself for that and you'll make something happen.