.#2, to change your current position, you need to make your fist step forward, meaning, entering into the game#3, you have all the answers, you just need to listen to yourself.My name is Tomer, I'm investing in Tucson.I live in Israle, small country in the middel east.I operating in Tucson for the last 2 years, flipping houses and wholesaling, I'm not doing it by meself, I have an amazing partner that together we form a wining team. 

Mike Dymski Random unrelated question after looking at your profile...Do you feel that you're in a position to retire with your 34 rental units?

Finding a good renter who likes condo living seems like a relatively safe bet...if the positive cash flow is not eaten away by capital expenditures, lack of reserves, and routine maintenance on big ticket items.  

Her primary complaint is the focus on quantity rather than quality of care. 

I had insurance prior because there is a partner that was using as primary residence.

Then you will still qualify as a first time home buyer for your primary residence.

If an agent specializes in real estate investing, they should thoroughly vet each property they present to you ensuring that it will show positive cash flow in the current and projected conditions.

I had one for $200k on my primary, which they lowered to like $87k, in 2010 or so.  

Even if they consider ~75% of rents immediately and 100% after 1 year, that would still work as the property would still appear to cash flow positive.

Hi @David Eiges,First I must say: If you can qualify for an FHA loan which is only 3.5% down-payment, I think that would be a better product since you plan on using the property as your primary residence.