The beauty with the seller paid is that the money goes into an escrow account and if you refi or sell during the buy down period, the left over funds go towards the principle, so it’s not lost like if you were to buy down the rate with points and then sold/refi in the next few years.Hope that makes sense but let me know if there’s any other considerations or something I misunderstood and we can continue brainstorming!

Personal excel sheet?

No signing expensive leases that you personally guarantee typically. 

As that will at least help folks that you reach out to know that you are a real person, with a picture and professional bio.

I am very sorry to hear about this.FREC does have funds for owners that been harmed by licensed real estate agents in the state of Florida.  

What is each person's role/superpower?

House hacking will also give you some personal "property management" experience.

For a rehab loan, generally the minimum is $100k (including a % of the purchase price and rehab funds).

With the several paths that a real estate investor can take, I see a future of various possibilities where I learn how to profit personal my personal affinities, thus solving my issue of getting bored and losing drive and focus.Recently I went through a divorce.

Everyone says Yardi has a slight learning curve, but I personally think it is a bit user-friendly.