My wife use to work for Columbia Helicopters right there and we're not much further than all the antique shops down 99.

Most shops are specialized. 

I submitted an 80 page claim with airbnb within three hours and the host guarantee paid out $1700 within a couple of weeks.I started managing the cabin myself after one of the large local shops wasn't maximizing my money.  

Tell them clearly that you give them the opportunity to keep the mortgage with them and that you prefer the convenience and no cost of a reset, but if not you will shop with someone else for a full refi and they will loose you as a customer.

So yes, those are pretty standard, but you can both shop around and negotiate. 

This will determine your valuation and offer.How much have you shopped around for loans?

Many people on Facebook are not ACTIVELY looking for an apartment, they are just window shopping.

The shop needs at least some securing of the doors and windows.

My best friend is an artist in the PHX area and we've kicked around the idea of opening a shop in that area together. 

My recommendation is to shop around, but make sure you don't go with the least expensive attorney as that'll end up costing you the most money.To your success!