They stated due to regulatory changes in IL, they can no longer provide those reports for rental applications.Does this mean I no longer can do a background check in IL or is there a work around with possibly another service I can use?

Experience also comes into play when looking for a DCR loan for future investments vice a loan from a big box bank or government backed loan. 

However, this requires careful legal handling.Other options:Reverse Mortgage: If your parents are over 62 and the home is their primary residence, a reverse mortgage might be an option to access equity without monthly payments.Home Equity Loan or HELOC: If you have significant equity, consider a home equity loan or HELOC to cover your parents’ rental expenses, then repay it over time.The Good: Co-ownership can provide financial relief and shared responsibilities.

If you have 2-4 unit multifamily homes in that area it can help afford a higher loan amount as well as cover some or all of the mortgage payment.

Partnering with Glenn Klingensmith provided valuable local insights, making this an attractive and strategic investment.

I would do the following, at a minimum:-request that he complete your rental application (hopefully you have a thorough application),-request identification documents (government-issued),-require that he provide you with proof of his visa status and the authorized length of stay,-verify his employment, income, and financial stability, and-contact his previous landlords for references.If he cannot satisfy these application requirements, do not approve.

The loan was fantastic.

@Timothy Grothuesmann  your point 1.. is OK I have seen this many times and have done it.home owner does not have the cash but they have a loan lined up.. they want the house they come to the auction see who buys it. 

In 2018 I wrote an article about how I used VA loans to build my portfolio. 

I'm particularly interested in the life that real estate investing can provide for my family.Outside of real estate, I enjoy hard work, learning new skills that will help me in my journey to success, and of course spending quality time with my beautiful daughters.I am Excited to learn and connect with you all!