Hard Money may be considered if lender does not require interior access.I understand the confusion.

Everything interior is finished except for the cabinets and finish plumbing which has not even been picked yet.

He mentioned the interior of the property is dark, not much natural lighting, and suggested flooring could be replaced with lighter wood, and more lighting added.Also he mentioned there was some discoloration and warping on the floor in those areas where there had been water leaking damage before they replaced the roof but that there were boxes of flooring material in the garage that could be used to replace these damaged areas.

Brick exterior and some interior framing stayed, everything else was is new.

There were a lot of interior photos and, at least from those, the property looked to be in decent shape. 

The Interior rehab was all sweat equity and approx 10k.

The “White House Reconstruction,” also known as the “Truman Reconstruction,” was a comprehensive dismantling and rebuilding of the interior of the White House between 1949-1952.

Renovate Interior What was the outcome?

If it is full of junk and badly maintained, chances are the interior is similarly poor. 

It needs foundation repair and extensive exterior/interior work.