But during my early 50s, I learned of RMDs, did a few calculations, and decided to decrease my contributions to match only. 

Trying to figure out the covid-19 bailout..

I have gotten feedback from a few of my investors saying they are shifting there business model to focus on more buy and holds that need little to no work and are ideally occupied.

If I am in the accumulation mode, using leverage is beneficial but in the mature portfolio mode with the objective to maximize disposable income, for me having them paid off is ideal.  

They would be putting deal analysis in front of their own private investors and they would instantly be your competition.With that said, I would like an investor's point of view on this situation:I am a new REI in the Boston area who can find motivated sellers (NOT 'DEALS') - Does it make sense for me to: 1) Take initial call from the seller, getting as much info as possible2) Put information in front of MY buyers list, and ask them to deduct my fee [ideally 10k to start- (these properties ARV is between 500k and 1.5M)]3) Ask my buyers for THEIR number to put the deal under contract (I can still send the buyers list my own rough numbers just for sh*ts, as I should be practicing anyway)4) Bring the first buyer who is available from my buyers list to the very first consultation (as my partner) with the seller to give them 'our' price5) If the seller is okay with it, my buyer puts it under contract and cuts me a check for my fee upon closing.Is this a situation that investors out there would consider in order to help wholesalers build a better name for themselves?  

Those terms sound pretty ideal- I have a friend who works at the Minneapolis University Ave office, I can reach out to him to get his opinion on the terms.

That leaves me 15% for maint/capex/Vac This was my first house hack and although I am currently handling the property mgmt side - my next deal ideally would have enough room for 10% extra for that.

It was turning out too nice and the area too ideal.

But we'll have to wait and see what happens and how this stay at home order affects the local economy.The upper price-range of homes may feel the impact the hardest, as buyers and sellers of luxury homes are usually business owners with part of their portfolio tied up in other assets that are feeling a greater impact.The housing demand for the bread-and-butter price (sub $300k) should hopefully only be stalled or delayed, and ideally we'll see some pent up demand be unleashed in the summer and fall if things get back to normal. 

ideally there are separate meters for each unit so whomever is living in each unit can pay their own utilities.