Again this question is a big “it depends” and the factors are plentiful. 

@Candace PriceA lot of factors go into the rates provided.The asset, location, your net worth and liquidity, your experience, your SREO, the property financials, your relationship with the bank, your down payment, etc.Assuming you’re good on all fronts. 3.5-4.0% wouldn’t be out of the ordinary with some IO on the loan.

NN> Location is the number #1 factor and then the house plan.

I now have a good pool service company and the pain in the butt factor has gone away.I am assuming you are looking at new construction, because a small number of pool cabins have been around, but nobody typically sells their pool cabins so you never see older ones on the market.  

All of those factors play big roles here.Obviously you have fantastic financing terms, but my recommendation would be to take it slow.  

Really depends on a few factors.

Of course, there are other factors but job growth is the most important since that drives population growth (of people that are renting).

Almost all banks use Wall Street Prime rate PLUS some factor. 

There are several good programs for first time home buyers, but the best program will depend on several factors including credit score, income level, property type, presence of student loans and the amount of their payments vs the loan balance, your down payment, your job type, your job history, your time on the new job.Any estimate on how long i would have to be employed in Mn before possibly getting financed? 

On off market deals it’s really only a factor if you’re acting as your own agent for the reasons I mentioned above.