Hello All,I'm Suraj, a mortgage agent from Toronto.

So it required a lot of mortgage statements! 

The shut down their mortgage departments at the end of 2023 though. 

One rule helped here (I simplify a lot): you should always count how much money will be left in your pocket after all expenses (including mortgage payments, taxes, fees, utilities, as well as the reserve fund for the current repairs of the property).

I am purchasing a home using a wrap-around mortgage.

In terms of determining if a property is a decent deal, you might want to look at the potential for rent increases in those areas and compare that to your mortgage payments and expenses.

This particular host on the podcast said that, usually within 45 days, he's already cash-flowing from STR and is finding a mortgage company to pay the seller in full. 

Re the back door, can you take out a rear facing window and use that existing header to pop in a french door?

The loan was a normal 20% down mortgage.

I have a mortgage of 30 years that was taken an year ago and paid 5% down initially.