When I bought the property a large industrial developer tore down the mall and is building a massive Amazon distribution facility across the street.

To clarify, if you are looking to use Living Trust distributions to qualify (usually from our living trust) I believe you can only do that on conventional and some select jumbo programs. 

This includes a discussion of their overall risk management program -- Life, Disability, Long Term Care and Liability -- to make sure the plans are adequate and cost effective.Considers the overall investment portfolio to make sure investment selection and diversification are managed appropriately.Reviews the overall tax sensitivity of these investments.3.Plans the Distribution of Wealth during Life in the Most Advantageous WayConsiders the IRA and qualified retirement plan distribution plan; not as an accountant, but using a tax expert as appropriate.Assesses who serves as their durable power of attorney or successor trustee of a revocable living trust in case of an incapacity - again using the appropriate advice from a CPA and legal counselors.Considers ways to distribute wealth to children and descendants for well-being, education and other purposes and doing so in the most tax-efficient method.Reviews charitable giving for both tax savings and control issues.4.

Otherwise, you get this:  Vehicle storage, Semi and Trailer parking, growing mushrooms or Tilapia in doors, paint ball, daycare, indoor sports complex, indoor golf complex with Beer Haus, Indoor Tennis, Indoor training center, Local Distribution center- twinkies, tortillas, sports drinks, chips, etc., Go Cart track,  The key is if you can bring value to the location, that is what creates the value, not the building.

Kind of a Bond play.Class A ground up development can offer higher returns but longer time frames for distributions if you are looking for cashflow.

it put me into a smile when pop-and-mom biggerpocket-size investor like us is making money from cash-flow, from adu househack, from decent humble flippingg....than those syndicator that only yield 6% from hotel operation and stop the distribution.........or those large syndicator that suddenly ask for capital call ....or another syndicator that has to paid more than a million to maintain their cap and stopping their distribution........or the office syndicator that had to sell their building by 50% discount (following 2000 valuation)...or PIMCO that has to turn the key of their hotel back to lender.......with Bank of America and Wells Fargo that has $99999999 HTM unrealized losses......or all hedge fund that's now negative 20% YTD. 

Everything over that I will distribute.

If she needs to live in one unit, then distribute the cash flow from other two rent checks based on whatever the agreed upon distribution is.

Better to save the money into into high-dividend option derivative ETF like SVOL that would give 15% annualized cash-flow.If RE projected appreciation is greater than 4% and negative cash flow for $100, I may be still okay,  but negative $1K is too much especially if it is condo, and condo HOA has its own lousy risk as well. 

Our methodologies, derived from commercial real estate, are easy to understand and reduces their concerns.We do not send clients a stream of MLS data sheets and expect them to evaluate and choose properties.