Yes, technically the escrow is for taxes and insurance, but in reality it's a checking account.In the event that you refi your mortgage, that escrow balance comes back to you because it is essentially your money held at the mortgage holder's office.When I'm doing accounting, I transfer the escrow portion into a separate "checking" account. 

DefinitionsAs used in this subchapter --(1) The term "Bureau" means the Bureau of Consumer Financial Protection.(2) The term "communication" means the conveying of information regarding a debt directly or indirectly to any person through any medium.(3) The term "consumer" means any natural person obligated or allegedly obligated to pay any debt.(4) The term "creditor" means any person who offers or extends credit creating a debt or to whom a debt is owed, but such term does not include any person to the extent that he receives an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another.(5) The term "debt" means any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which the money, property, insurance or services which are the subject of the transaction are primarily for personal, family, or household purposes, whether or not such obligation has been reduced to judgment.(6) The term "debt collector" means any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another.

Crypto currency is down 70% since December.

agree with other posters that it could get messy but “Each TIC may transfer or encumber their property interest without the consent of the other TIC”.

Through that family member's life they have had some knowledge skills, and abilities, to accumulate a net worth which allows them to participate in this investment, and those may transfer, albeit tangentially, to REI. 

Most people have the app nowadays and it's extremely convenient to transfer the funds into your bank account. 

If the bank were to find out at a later point in time that one of the people was no longer on title or that ownership was transferred to an LLC they would be able to call the full note due.

Because they get laid off and transfered at the drop of a pin.

The tradeoff is that the interest rate risk is transferred from the lender to the borrower for this particular loan.

I value information from these sources because they include FSBOs and other transfers, as well as information regarding NODs (notice of default), and similar.