When you cross the street, you're gambling that a car doesn't come out of nowhere and run you over. 

Might try a personal loan from LendingClub or similar crowd-based lending platform to pay off the judgement (I have no interest or affiliation with LendingClub).

Buy and hold is a great strategy and many investors here on this platform have shared knowledge on many cities that you can consider for that strategy.As there are many options for you to consider, you might want to decide first on the return that you are looking to achieve, what amount of risk you are willing to take, budget and time horizon.  

He was driving a semi cross country and that 2 days was spent doing his laundry, cooking a weeks worth of lunches and dinners, etc.  

Welcome to the platform @Torey Chumbley.

There can be no cross-mingling of funds, etc.

Easy bike ride to school and you don't have to cross Carroll drive.

PS: While I think renting a boom and cutting up trees is pretty bad-***, I also personally feel that is a very dangerous line to cross.

However, crossing the water is a pain...

This is standard practice for the funding platforms that are doing the right way IMO.  506(b) can be used by the portals, but many that are using this exemption are arguably advertising and should be using heightened screening procedures.