You can have you mother buy the home with you as a Co-signer to combine income and she can call it her primary and only have to put 3.5% down. 

At the end of year three, the combined loan becomes $126,000 (I assume it's the addition of $63,500 and $62,500, where the former is the new loan and the second one is the older loan after paying out $1,000.

The Midwest also tends to have a pretty good combination of stability, affordability, and rent growth, with reasonable purchase prices.

I use a fairly conservative 37% CapEx, Repairs, Mgmt Fee, & Vacancy that, combined with our high taxes (for now), is eating our cashflow.

Article Highlights:"Real estate investors have been flocking to the Lone Star State this year, driven by a combination of population and employment growth.""

The combination of reading his book and listening to his podcasts helped me get started.

Buying investment property now:I'm sitting on a modest amount of capital and am eager to get into the game via either another affordable single family, or a multi-family, ideally in the Coventry/WW/Warwick area as I'm most familiar with them.As with any investment, I know that timing the market can be a fool's game, however, one cannot ignore the extremely high valuations combined with economic prospects and a potential wave of evictions coming.If you were to start over in this area, would you jump in now, given the current circumstances, or wait and see what the next few months hold?

@Montez Blackburn I think if increased cash flow is what you're looking for as opposed to simply eliminating your rent you should go for the more aggressive house hacking strategies, i.e. buy a single family home and renting out bedrooms or a multifamily home with > 2 units.If the quads in your area are located in questionable areas, I would consider the single family option (if you're comfortable with that) or combining strategies with buying a duplex and potentially renting out both the other unit and a bedroom within your own unit as well.

An investment asset is an asset owned for the purpose of (1) preserving value (2) increasing value (3) throwing off income, or some combination of all three.A liability is something or an amount you or that entity owe to someone else.

I'm not sure why they combined them into one big list.