Agree, starting with your state Realtor's contract is an option, and lots cheaper than having an attorney create one.

is there any cheaper postcard companies?

I searched the net and seemed like the course is $297, which is way cheaper than most other gurus.

Also is there a RUBS program where you can charge the utilities back?

They are the best out there and they charge $15 bucks a month - and for loans I think 500k or more they charge a small percentage.

And I'm fairly certain you can find cheaper than that if you shop around.So, unless it's a huge house or unless you're going very high-end on the replacement, $9-25K seems way too high to replace.

I have met once an enterprising young Japanese guy who has amassed a sizable fortune in rental apartment buildings, but certainly he was not the average and he worked extremely hard to get the financing while credit was loose.One source of cheaper houses are the government auctions.

Place an ad in the cheaper papers like the nickel paper or any of the freebie papers that have a large circulation rate.You can also add mailing out 100 letters per week.

If you finance, your interest charges alone will be 6.5-7% right now.

Of course it would be cheaper to form one but I am in the beginning stages of each but I like to form a firm foundation and make sure I am ready for each before I dive right in.