My friend/advisor with more experience says I am being a cheap knucklehead and that the $20k is not relative when you factor the forced appreciation and income/valuation of the improved asset(proforma), but, I think it is math and $20k is always relative and I have my criteria(4.5cap) and was very transparent about it from when I first submitted the original accepted offer, and my DD uncovered several hidden deficiencies that make the credit necessary to maintain my original underwriting numbers and even though I understand my friends rationale, I don't want to give in any more slack(adjusted to 4.4cap), than I already have...What do you experienced multi family acquisition people think?

Taxes high buy houses were so cheap it worked out.

@David McPhetres you can put in LVT or commercial tile if it takes a beating and then put an entry way mat over the area which you can throw away if slipperiness is an issue.  

Most of the courses are pretty low on useful information tbh (and they're not exactly cheap).

I didn't mind, even though it was sleazy, because it was still cheap.

@Naoko PottsBuy a cheap plumbing snake.

Nothing of them throwing the rocks yet because each time they see someone now they run away.

If the markets you're looking at seem inflated, which a lot are right now, you could throw in property tax disclosure status into the mix. 

I wouldn't trust GS as far as I could throw them...... lets see how many people want to take on a 10% APR loan..... :-)

I just have trouble believing that the entire mortgage industry has not safeguarded itself from a hyperinflational scenario in some way… Let me throw some possibilities here for discussion:- Is there something buried deep down in the fixed loan terms that would allow the bank to change either the principal or interest payments of a fixed rate mortgage under certain circumstances, even if you pay it on time and never violate the terms on your end?