Drive various neighborhoods. 

Basically I want to se if I can do some kind of snowball effect if you will.

So basically because of that we have decided to not list occupied homes :-) Hope this helps

Because a 2-4 unit property will serve as a forcing function to drive a multifamily deal with "training wheels," so to speak, before moving into larger multifamily deals (where folks should ultimately aim to focus in their bigger strategy, in my opinion). 

@Luis Valdez@Joseph Cornwell Care to share the basics as someone who has done this at least once.

I collected a list of homes from driving for dollars now then I used my tax assessor website to locate the owner how do I find the new address for the owners or new telephone for them?

BTW, long term goals are buy and hold single family or duplex homes within driving distance.  

So if I look at the money I'll have to earn, over the amount I'll have to pay ($1,800.72/$3,346.07) I'm basically getting a 53% return by using that saved money to kill the MIP, correct?   

It basically works out to you using the HELOC as your primary account and having all of your money go into paying down the account while you draw from the account when you need money in your checking account to pay bills. 

That shouldn’t be a major hardship on the owner or tenants, it’s the basic arrangement they have now but in writing so everyone is on the same page.