I could if I had a job offer letter in Indy but I'm in school out of state until May and 3 of my courses are on-campus, so moving isn't an option just yet.That led me back to a commercial loan, but also financing my down payment.

I plan on writting them a letter.

I have it in my lease AND send a letter in the fall.

Produce a PoF and offer to get a letter for Pre-Approvial asap as you get notice. 

In my experience, many investors want a balloon around the first five years, regardless of what the note term is. 

If im doing private showings of my home, is there any discriminatory laws or regulations etc for requiring buyers to have a pre approval letter prior to showing?

.$500 for 1,000 stamps$200 for 1,000 names/address from Listsource$25 for 2 X 12 packs of yellow pads. 50 pages per pad from OfficeDepot$30 for 1000 envelopes from OfficeDepot$12 for Pilot G-2 pens from OfficeDepotThis is only $787, keep the remaining $223 in a bank account for right now.Send out 25 yellow letters a day, everyday, for one month.  

In my area a typical hard money loan is 3-5 points 10-15 percent interest rate, 1-2 years interest only with a balloon payment.

I forwarded the letter onto Memphis Invest, and they took care of it.  

If the seller is flexible in price, he may not want to finance you for 15 years, so you may need a balloon mortgage agreement, where you refinance after 3 to 5 years.