More context: I need to have a small kitchen in that bedroom so not sure how to get a permit for 2nd kitchen if the option C is the most logical.

Hi @Adam Davis,While you may not qualify for a conventional loan, there are non-qm loan options that can go off of your bank statements and credit score without having to verify your tax returns.Your thought of getting the loan and only paying when the house sells is not an option.

Lease Options: This is better than a typical lease because there is an expectation that they will buy and in many cases, you can make the tenant responsible for some of the maintenance and also you get some option money.3.

What financing options are out there for us to take financing against one of our properties being non US residents with no credit history?

Another option..

Maybe that’s an option too?

Hi Ryan,There are investment property options for conventional, but the down payment will be higher than owner occupied.

I will talk to an attorney about the back rent and see about the non-renewal of the lease option.

Hi George, When you are purchasing for a primary residence, there are plenty of options for 0%-5% down payments.

I’d love to get some thoughts and opinions on a different option.