I agree with Michelle on the assumption that individually they both meet your screening criteria. 

I have always been fascinated by the world of real estate and am eager to learn from experienced investors, network with like-minded individuals, and grow my knowledge and skills in this exciting industry.Background:While I may be new to real estate investing, I am passionate about exploring different investment opportunities, understanding market trends, and building a successful portfolio of properties.

Rarely covered in the version that's turned over, but important edits will set expectations, payment schedules, and includes specs/allowances.

@Jaron Walling Hi, i have been working at my families local restaurant since i was a kid. it pretty much doesnt operate smoothly without us being there but it is getting tiring and my parents who have been working these hours much longer than i (they are immigrants from albania hence why i also bust my ***) dont want to continue doing this forever. i also do some FB market flips and have an online store. i just hustle to do whats needed. i have low expenses so this has allowed me to save alot for investments. 

Since Minnesota allows security deposits in the same account as rental income (as far as I’m aware), I’ll most likely just have one account per property. 

There are DSCR programs for those who may be below 1.00 as well) Lenders will allow you to get really creative to make the DSCR work.

Yes if it is primary and you lived there for 5 years, probably do not need 1031 as up to 500k is tax free for married filing jointly and 250k for individuals.

Paperstac you can buy individual loans, they are not a platform where you invest in that company.

Now these check writers are unfortunately being targeted by individuals with bad intentions. 

Like, in Colorado, I believe you're allowed to keep a tenant's deposit in an interest-bearing account, but you couldn't say buy a car with it, obviously.