The reserve amount to increase with each new booked loan.Financial Covenants:  Maintain a minimum debt service coverage ratio of 1.2x's both individually and globally for the entire term of the loan.Other Conditions:  Any, and all, entity owner/purchaser business organization documents shall be required for review by ( bank name ) at least 10 days prior to settlement i.e.

For the record, there are more and more suburbs around DFW that are modeling themselves after a village, either by virtue of planning or organic composition.

Would I use title to organize and handle the terms?

if not, I would like to organize a meet and greet for investors and like-minded professionals in the near future in SA.

I would suggest you start by visiting a credit counseling organization (which you will have to do before you can file for bankruptcy). 

For anyone who got to this thread looking for conservation land trusts or conservancies, here are some links to learn more about how to get involved and protect your land: Land Trust Alliance, Washington Association of Land Trusts.Land trust nonprofits, like for example the Jefferson Land Trust, The Nature Conservancy of Washington, or Columbia Land Trust, are non-profit 501(c)3 organizations who work with private landowners to conserve their land in perpetuity, and are different than the real estate beneficiary trusts being discussed in this thread otherwise.

I need to make sure I receive all the violations at once, so I can avoid this "oh and by the way" type of harassment they appear to be engaging in now.I'm also considering trying to organize a payment plan with the HOA.

I think where you would get the gains is in finding and partnering with the organizations that interact and maybe even mentor these groups - colleges, parole officers or starting over programs, independent living organizations, etc.  

Network at your local reia or real estate meetup groups and organizations. 

I also liked the way you have everything laid out in such an organized manner (on your website) including the numbers.You should buy this using hard money first.