We have been educating ourselves since then; reading books, lurking the forums and listening to podcasts.I am a stay at home dad, so it gives me flexibility as far as looking for deals, making phone calls and analyzing deals. 

My long term goal is to ultimately build a portfolio of cash flowing properties that will allow me to spend time with my future family (getting married in June), have a flexible schedule, and travel the world.I am currently trying to decide which strategy is best for the SLC area, as I would like to keep my first deal close to home, even if it means sacrificing a bit of profit.

I would be more conservative on my estimates which it sounds like you are and understand you may need to be flexible on the sale.

Thus payoneer is not as free&flexible as a conventional bank account, which kind of explains why US government allows people have such "restricted" accounts.

Their bills are due when their bills are due and you have already been more than generous in your flexibility. 

Otherwise, a 30 yeah fixed would most likely be the safest bet and give the most flexibility down the road.

HELOCs, when strategized properly, simply give the consumer the flexibility to decrease the amount of interest and time on a loan.

But most importantly it will affect your flexibility for 1031ing as that LLC is a tax payer and if one of the properties owned by the LLC is sold then the LLC has to buy the new property. 

Since you are looking to use it to purchase investment properties, this option gives you the most flexibility.

How flexible are commercial terms and rates?