If anyone has wholesale experience (or is a cash buyer that’s interested) please let me know ASAP!

Purchase price: $136,000 Cash invested: $10,200 Small house with detached ADU in backyard.

So I knew he knew what he was talking about regarding cash flow and real estate in general right off the bat.

I found Third Fed Credit Union with a great rate prime - 1.01 = 2.24% for balance over $50K.I have a great rate on my Primary home (in CA) and investment property so I don't want to do a cash-out refi.

It pays for the water, sewer, taxes, and provides us with a small cash flow distribution each year.

OR Do I hack with a HELOC or Cash out Refinance and optimize the revenue on the property ?  

It is beautiful out there but are people able to cash flow their existing STR. 

Granted, the current value gets you to your target cash-out number of $125,000 which is another option.

I also put in two properties that I own, one has 18 years left on a 20yr fixed and the other has been paid off in cash.

So here is a partial list of people who might be more inclined to listen to your offer of a cash discount, or some type of vendor financing:Financially Distressed HomeownersThese are people who may be facing financial hardships such as foreclosure or debt.