., which is surprising I did not expect to be writing that line based on recent experience.Do you receive any matching in your 401k with the pension?

The VERY BEST lobbying tactic is to hand write a short note and mail to your rep.

Please write to me and let me know what are you considerations at this time for plans.

I would analyze the apartments as a separate function and and make my decision on that.

I've been putting off writing an intro/first deal post.

Perhaps someone with experience could give some guidance.Deal facts:I own 2BR/2BA condo in San Diego, CA 92130Bought it in 2003 for $346k at the peak of the marketCurrent estimated value $400k - $420k Current loan balance $300kCurrent P&I payment $1745.53 at APR 5.25% - 30yr fixed (I know that 5.25% is way too high today)Annual tax - 4,450 ($370 mo) HOA - 285 (mo)Current rent - $1900I am about $600+ in the hole per month on this property and the only benefits i realize now are the potential long-term appreciation in value and tax write off in the form of annual depreciation and losses.Looking at several options now:1. 

I find a noticeable difference in pristine, showroom sales condition and what I call or have heard called fair "rental condition" (clean, functional, but not perfect)...Unless you get a  super careful tenant, your unit will be closer to rental condition after the six month tenancy than pristine sales condition.

I estimate that I can get the real estate agent to write up the final contract to a 407,000 for the building and 48,000 for the personal property included with the purchase.  

I had to go to a state FAIR plan for one house, it is more expensive but they did write it.

Did you use the search function and search for your question before posting?