I am going to get an LLC for business.

I use Spokeo a lot for doing cold calling in my real estate business and I think it does a good job of returning quality owner information.

My theory is that, because Sacramento is a state capital and a business hub, travelers come here based on necessity.

It’s a business decision based on what the asset is worth compared to the note balance.

Even better is if you come to them with a personal financial statement, a debt schedule, and a business plan for the purchase (if you haven't identified a property, then what size, location, price you are looking for).

Otherwise, I spend a few hours on bookkeeping each week, but that includes all my properties and business entities. 

Most of the time in a larger title company the management has a great person that may answer any of your questions to get your business. 

Hi, I'm looking to start a new gator lending business.

Or Quickbooks, but that is more for serious business, larger than a few rentals.2.

Not sure what your goal is but before you start messing with homeowners in default (regardless of what stage), you might want to read up on the foreclosure laws in the state you are trying to do business in.