Let's start with first thinking how do your clients view you? 

When I first started BRRRR'ing my properties lenders would tell me "That's illegal"....it's not, they just didn't know anything about it.

Don't do thatSummary: Binghamton is the best market upstate, hands-down, for cashflow.

This is definitely a great place to start and learn about real estate and investing.

Starting out if your house hack lowers your cost of living you are doing well.

Seven, Starting on November 18th of this year, you can purchase a home with 5% down conventional loan and owner occupy a 2,3, or 4 unit multifamily. 

I would never do it for someone starting out or does not have significant assets etc. 

Our goal is to start buying MF within the next year to two years.

We did a walk through and did not smell anything 2 days ago. so afterthe complaint we said we could go there and inspect.tenant started getting really angry and complaining about other things and how much rent they pay and we are greedy.

Thank you for the thoughtful responses.....I will show them the comps, and start with a $150 bump, which is still very under market.Will go to a lease, and note the projected annual increase of $75-100 at next lease renewal period, to get them in line over time.