Of course your personal finances and debt to income/debt to assets ratio will be a factor but if the property is really solid that could help you to get a loan at a lower down payment amount. 

It might be best to focus on earning more income and getting a solid personal financial situation first before house hacking. 

Steady cash flow, solid tenants, I'm only 8 months in but no problems to date.

Steady cash flow, solid tenants, I'm only 8 months in but no problems to date.

Large mechanicals are all solid.

@Malik Ahmad South Philly can be a solid area for rentals in the right areas and when acquired for the right price.

With the lake nearby, I figured it would be solid for a short-term rental. 

-Solid sales job of 15 years and good income with savings, and a 401k maxed yearly.

I’ve been steady on the MLS and have looked at a few properties but nothing has really been a solid investment as of yet.

While you may not want to hire a property manager to manage the property, many PM's offer "catch and release" to help you find a solid tenant, get it leased up and pass it over to you.Usually for their services they may charge 10% of first months rent and maybe some other small fees but they will take on the professional pictures, listing on various platforms, showing to agents/potential tenants, running background and credit checks, and legally drafting all lease paperwork.I have personally done this before and it is definitely worth the money, freeing up my time to work on growing my business.