I thought the hallways could have been made wider as they looked small walking down towards the rooms.What about matching the driveway to the roof top or some kind of texture on the drive way?

A private lender or hard money lender may be necessary as $19,800 won't be enough to buy a house outright, but you will have some funds to use to put skin in the game in case your lender requires it.

Also, your $100k is valuable to private investors that value you having skin in the game. 

"Skin in the game?"

So a sponsor that's great for one investor will probably be terrible for another (and vice versa).I'm a conservative investor, so when I prefer sponsors that have at least one full real-estate cycle of experience, little to no money lost, low leverage, and high skin in the game.And there is a multi-family operator that has multiple real estate cycles of experience (decades) with no money lost, low 65% less LTV, and high 10%+ skin in the game.They market under 506B so are prohibited from posting publicly on the Internet and instead function by referrals.

@Clay Manship  So at the end of the day, you will have only $7,000 skin in the game on a $245,000 property?

Some are brokers that don't have any skin the game and pay 9-12%.

Jay (and many other lenders) likes for his rehabbers to have some "skin in the game", so he does not do 100% loans.  

They say, you have to have, "skin in the game."  

The basic answer is...they don't have to, particularly for new investors.HML guys need to know you have skin in the game...significant skin.