I don't have much time to sit around unemployed nor the capital to do a small renovation without going to the bank for a loan.Thank you for any insight.

There it sits, almost a year later.Here's the part where I ask the BP community for advice. 

A lot of investors that are sitting with last year's purchase prices, but this years rents, are much happier in the appreciation areas than those that just bought based on the in place rent to price ratio.

Especially if you filter by market time and offer slightly lower on foreclosures that have been sitting on the market for awhile. 

Long story, but as an electrician years ago, I worked closely with a researcher in Australia who'd been quietly working with Sydney doctors and cancer patients.

There is a MOSI nearby as well.There are a bunch of restaurants along Fowler Ave near USF and a few along Fletcher (USF sits between Fowler and Fletcher).

Sitting on cash?

If at that point you think you need to sever the relationship with existing agent you do so straight up.. this is very common any agent sitting on a open house the first words out of their mouth when someone walks in is are you represented currently..

It sits on an acre and has lots of potential.

If you really want to do your due diligence, call up a local realtor and ask them some questions about property value, how long stuff sits on the market, rental demand, etc.