I think handwritten cards are great, but what's your pull to push your buyer success into listings.

It would only be a couple hundred dollars for a ton of business card connections you can make.

I'm a rookie hoping to start with performing notes with my Roth.

This system works great, especially if you use a specific/separate business credit card and bank account. 

We go so far as to bring a card table and folding chairs with applications and collect app fees right at the showing.  

I like Buffalo because the barrier of entry is low, which gives me the opportunity to make rookie mistakes without hopefully suffering as much financially.

These days, most people have a foreclosure on their records, or a bankruptcy, or a short sale, or a late credit card."

Selling the cute little rental could mean some debt reduction and other opportunity, or it could mean disaster, if I dont play the cards exactly right I will not be able to afford my own home mortgages.  

Dave Ramsey bashes credit cards.

@Tom Daniels   You do not have to pay anyone $3,200 to apply for zero interest credit cards.