Also, the lender is responsible for the actions of the 203k Consultant. 

Now the question is, who is responsible in this situation and what are the next steps.

What is my level of responsibility.

Just make sure you ask people who to use and interview them like they are an applicant for a job, which they are.Sorry for the lengthy response, let me know if you have any questions or need anything.

My question is, is it the tenants responsibility to winterize the house upon moving out?

If drivers keep hitting this wall, according to the HOA, the homeowner bears the responsibility to fix it.

Sorry to ask this question like so many other people have already done, and I have searched the forums for answers and i get such mixed and older responses.

My lease puts the "Milwaukee Water Works Bill" as the tenant's responsibility.

We're working tax delinquent and code violations in our market, so far response rates have been lame on mail.Based on everything my partner and I have been learning from experienced guys, you'll need a multi-pronged approach.

Because of that they will not see this.If you do not get any response from your NJ counterparts, I suggest posting in the public forum.