I have tried to keep my cool with her though as I do believe she's feeling stressed and her emails are reflecting that attitude.  

If you are "qualified" with 212 Finance, then certain deals go out to you for 24 hours before being offered to non-finance customers.They are corporate and nation-wide and I'm sure their deal numbers reflect that, but I'm curious to hear from anyone who has had actual business dealings with them.

Excerpt from our rental criteria:RESIDENCE/RENTAL HISTORY1.We will examine the most recent five years of residence history and all legal history.2.Home ownership will be verified through the tax assessors office and/or credit report.3.Rental history will be verified through the property owner and/or rental agent. 4.Rental history reflecting any unpaid past due rent, damages or fees will result in denial.5.Rental history showing excessive property damage, excessive noise, or unruly behavior will result in denial.6.Three or more notices for failure to pay rent and/or to comply with the terms of the rental agreement, within a 12 month period, will result in denial.7.A person with an eviction or unlawful detainer on their record may be approved if full restitution has been made.

(A recorded trustee's deed (or similar alternative) confirming the amount paid by the grantee to trustee may be substituted for a settlement statement if a settlement statement was not provided to the purchaser at time of sale.)The preliminary title search or report must confirm that there are no existing liens on the subject property.The sources of funds for the purchase transaction are documented (such as bank statements, personal loan documents, or a HELOC on another property).If the source of funds used to acquire the property was an unsecured loan or a loan secured by an asset other than the subject property (such as a HELOC secured by another property), the settlement statement for the refinance transaction must reflect that all cash-out proceeds be used to pay off or pay down, as applicable, the loan used to purchase the property.

If you choose to do neither live with the consequences and do not complain since you have created the situation through your on inaction.Your lease must reflect only those rules you intend to inforce.

I’m going to hold off on buying until next year since harvey is likely shifting the buy/sell housing market and will reflect next year.

You should be receiving a 1098 from your mortgage company that will reflect any mortgage interest, real estate taxes and mortgage insurance premiums paid to the mortgage company.You will report these amounts on schedule A.Calculate how much Itemized deductions you are entitled to and compare it to the standard deduction.

Let your bank records reflect that tenant paid in full each month.

Now it looks like that would be legal via ADU permit.2% rule is quick rule of thumb to see if you will have a nice cash flow; though it does not always reflect the true case especially in high rental areas such as most of CA metropolis areas.

No, the insurance policy will just reflect the 401k trust ownership of the property.3.