I am currently in the process of changing careers to join him and help grow our family business.

If you plan on professional management, get a PM engaged in the process asap.  

Give them notice of your intent to foreclose as well within a specific time period, then get your attorney to start the process (it could take some time) if they don't pay the account up.

I have Property just outside Nashville Tennessee and am currently in the process of buying 3 properties in Charlotte NC.

I've read a few articles describing the benefit of using a 3rd party like "cozy.com" to collect rents from tenants...one benefit being my routing and account number aren't given to tenants for direct deposit which can evidently lead to issues down the road...however, the main benefit being that a tenant can stall an eviction by direct depositing a portion of the rent owed into my account, thereby, nullifying the eviction process and having to start over since I "accepted" partial payment. 

I am in the process of purchasing my first rental and I would like to work with an experienced property manager in Kissimmee or Orlando area.

We are in the process of closing on a duplex in St Pete. 

I've read a number of articles on the bidding process but I still have some questions as to procedures.

So I will look for one in my area next and see if I can meet them and learn how it really works, the process and paperwork. 

Totally overlooked the wife's commission.