You are seeking entity financing---something like this one:Documentation: No Ratio, No Documentation Main Credit Score: 400 Credit History: Very Poor Debt to Income: N/A Occupancy: Owner Occupied, Non-Owner Occupied Loan Amount: $200,000 - $50,000,000 Lien Position: 1st Mortgage Cash Out Amount: $50,000,000 Loan Purpose: Bridge Loan, Purchase, Rate and Term Refinance, Debt Consolidation, Cash-out, Heloc/Line of Credit, Construction, Forward Commitments, Equipment Purchase, Unsecured Loan, Business Loan, Equity Capital, Venture Capital, Credit/Asset Enhancement, Takeout (const-to-perm), Home Improvement - Value After Improvements, Rehab, One-Time Close (const-perm) Property Types: Five Plus Units, Mixed Use, Farm/Ranch, Condo-tel, Retail, Warehouse, Raw Land, Hotel/Motel, Office, Care Facility Housing, Special Use, Industrial, Gas Station, Other Commercial Types, Office Condo, Non-Warrantable Condo Rate Types: Straight Fixed, Adjustable, Hybrid Amortization: 5 Years, 20 Years, 25 Years, 30 Years States: AL, AK, AZ, AR, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, International Special Features Drive By Appraisal, Borrower is a Corporation, Borrower is a Church, Borrower is a Trust, Borrower is a Foreign National, Non-Permanent Resident Alien Allowed, Borrower Owns Over 10 Properties, Mortgage History Only Reviewed, Bankruptcy May Remain Open - Ch.13, Bankruptcy from Filing Date - Ch. 13, Currently in Foreclosure, (bailout), Borrower with NO Credit Score Allowed, Score Only, No Credit History Reviewed, No Form 4506 Required, No Reserves Required, Gift Funds Allowed, No Mortgage Insurance Required, No Seasoning Required on Funds to Close, No Prepayment Penalty Required, Interest Only Payments Available, Less Than 2 Years Employment, Self-Employed, Non-Recourse Allowed, Recorded Land Contract Allowed, Unrecorded Land Contract Allowed, Less than 12 Months Seasoning Refi, (using purchase price), Leasehold Property Allowed, Less Than 2 Years Employment, Wage Earner, Rural Property Allowed, Seller Seasoning less than 6 months Allowed, No Minimum Number of Trade Lines Required, Less Than 12 Months Seasoning Refi, (using appraised value), Lease Option Allowed Regards,Scott Miller

No, in fact it will often raise them.Both here and on 3 other sites I see people contemplating 1031 exchanges when they barely have enough gain to justify the expense of a facilitator and the extra acquisition costs.For the record my income tax return for the past 12 years has had all of the following, just about every year for most items.W2 income, 1099 consulting/sales incomeInterest income, including interest from seller financed loans,Recapture of depreciationRental income, and expenses and depreciation on rentals pptyLT cap gains from sale of long held rentalsST cap gains from flipsSub S corp income from my sales company401k reductions, SIMPLE reductionsOffice in house expenses, loads of mileage for business travel and other self-employed business expeneseDividends from stocks and mutual fundsDespite all of this carp I feel confident, because I closely review the return and question the CPA that if I wanted I could purchase TurboTax and do it myself.

There is always going to be some level of risk in anything worth doing but I think it gets easier as you go along.Another thing to consider, is your day job the kind that you could easily become employed with another company for comparable pay?

Depending on the market, tenants may be willing to pay more for the larger front yard and/or added privacy from the extra space between them and the street.Sources:http://www.paccrestinspections.com/life.htmlhttp://www.fixr.com/costs/pave-drivewayhttp://www.costowl.com/home-improvement/landscaping-sealing-asphalt-driveway.html

They want to see 90% to 100% occupancy.Secondly if you could find a private lender they would not give out a larger secondary loan subject to the sellers first mortgage.That is a very weak position to be in.You have to be really careful in smaller towns.The fact that the seller stated it gets better with temp workers shows this might be a one to two company economy town.You want national businesses there along with mom and pop to prop up the economy.You do not want one to two big businesses and if they leave the town becomes a ghost town.I have seen this happen.There was a town where the main employer was for carpets.Many immigrants worked there and rented apartment buildings.The state passed a new immigration law and many fled the area and with construction down not as much work could be found.This led to 100% occupancy and rents going up to 70% occupancy among all the apartment buildings and rents going down.So it is critical when looking at these types of deals to understand what caused the problem and where does the town look like it is going long term.If you estimate the town will take 10 years to cycle and your goal is hold for five it won't really meet your goals plus can you harbor having a problem property until it up cycles again??

Among them are:-Credit Score-Derogatory Items-Inquiries-Credit Maturity-Credit Diversity-Credit Report Aliases, Addresses, Employment Accuracy-D&B Score-Experian Business Score-Equifax Business Score-Revenue Documentation-Assets and Liabilities / Net Worth-Debt Coverage Ratio-Revolving Debt Ratio-Time In Business-Type Of Business (Real Estate is a red flag for many banks...you need to find the right one)-Secretary of State Validation-Phone/Voicemail Verification-Address/Phone Directory Verification-Website, Email-Bank Theatrics (How you perform on the phone)Are you looking for a specific type of financing or a bank that is flexible and will loan on different types of projects?

He is really inexpensive ($175/year for entire tax return including self employed realtor business) and the software is pretty easy to use once you get it set up.

Especially if I'm right in assuming that would help stimulate the market's rebound... return confidence to those who can buy but aren't for fear we aren't at the bottom, that they couldn't resell if they had to in 3 or 5 years... allow those who want to move but can't to be able to, to go where jobs are, to go from "under employed" to fully employed... to convince investors who still aren't sure about real estate to chase the market and poor more money into it...

Perform general clerical duties.Unlicensed assistants or individuals may be employed, supervised and directlycompensated by a broker, associate broker or salesperson.

I emailed my HR person to obtain a Terms of Withdrawal to review if my next employer will allow for loans.