You need to check local laws because there are some nuances on controling thermostats and utility billing depending on the state.

Some experts say as many as 5.5 million homes short. 

Local bank or national lender? 

I can connect you with some great local lenders if you would like.Once you have your pre-approval letter from a lender, you are ready to start house shopping. 

Hi Heather, Your lending options can vary greatly depending on what type of property you are looking at. 1-4 units, 5-10, and beyond will have different types of lenders and more importantly different loan options. 1-4 you will have the options of FHA/local banks/conventional.

I'm hoping maybe some local Denver, or well versed STR people can point me in the right direction.Here's are the questions: Are there only a limited number of licenses Wheat Ridge is allowing? 

I typically rely on external sources for experts in finance, accounting, and other areas which I simply am no expert in and am happy to rely on someone else.  

The 'one family' restriction was imposed by local regulations, not by choice.

The local economy is supported by several diverse sectors including healthcare, manufacturing, and retail, which sustains employment levels and underpins rental demand.

What are the types of loans available and what is going to get the best returns.If you are asking this question looking for expert advice – before delving too deep – the number one thing to clarify is the number of units of the multifamily property you are looking to invest in.