Where I got a ton of value was from the individual 30-60 minutes "meetings" in the hotel coffee shop, lobby, or bar with other participants.

Buying would require that down payment and renting would not.

Most require 20%.

That's not possible...If you signed a contract for $100k, that's the price 'until and unless' there are changes requested by you OR required by circumstances (in-wall wiring is frayed. headers are undersized, etc)Second - Please don't breakdown the materials and buy them yourself.

FHA 203K loans will typically require a 203K consultant to overview the project as well. your lender should be able to assist with this.

Consider how you'll reinvest rental income, save for future down payments, and scale your real estate portfolio over time.Ultimately, the decision to invest in real estate or continue with your index fund investment depends on your individual circumstances, goals, and risk tolerance.

I have only used hard money 1 time, and don’t remember the specifics of what their requirements were of my personal finances, if any.I’m curious, how many hard money loans could I take out at a time?

Here's mine:90% Real Estate 7% IRA SP5003% Cash 0% Crypto, options, individual stocks 

I'm a well rounded individual and will do everything in my power to help you get what you want.

Some states have licensure requirements for private lenders including California, Oregon, Idaho, Nevada, Arizona, Virginia, Florida, the Dakotas, Vermont... that may not be an inclusive list.